A smarter debt ledger

Customer debt accounts, beautifully organized for every store.

Sajjel lets merchants open debt accounts by phone number, add items and payments, and keep customers informed. When customers register with the same number, they see what they owe across every store in one app.

Customer wallet

+971 50 303 4075

Your Total Debt

AED 468.50

Al Rashidya Market

Rice, milk, water

AED 142.00

City Auto Garage

Oil service

AED 260.00

Fresh Bakery

Weekly bread order

AED 66.50

Al Rashidya Market added 3 items to your debt account.

One

phone number connects the customer across all stores

Live

notifications when debts or payments are added

Clear

records for merchants and customers

For merchants

Replace paper notebooks and memory-based credit with structured records your team can trust.

For customers

Customers download the app, register with their number, and see debts from every shop that has opened an account for them.

Counter flow

A simple flow that works at the counter.

1

Add the phone number

The merchant enters the customer phone number and opens a debt account instantly.

2

Record the items

Add groceries, products, services, partial payments, and notes with a clean history.

3

Notify the customer

The customer receives updates and can review balances per store from the customer app.

Built for real shops, not spreadsheets.

Store accounts

Track balances per customer, per branch, and per merchant.

Item history

Keep every product, amount, payment, and adjustment visible.

Customer visibility

Customers see all debts linked to their phone number.

Trust and clarity

Reduce disputes with clean records and timely notifications.

Launch a better credit experience for your customers.

Sajjel gives local merchants the confidence to offer credit without losing control of their records.

Talk to us

Transparent debt records, every day.